Knowing how to reduce your interest amount is important to reducing your credit card debt, but reducing the use of your credit card is another important step.  So how do you stop the temptation? Read more »

Is your credit card causing your debt problems?  They’re simple to use and easy to get, but hard to pay off at times.  If you have to have a credit card, here are some tips to help keep your spending under control… Read more »

Now that you can see what your debt is vs your income coming in (A Budget by Any Other Name), so now it’s time to figure out how you are going to deal with that debt and get it paid down… Read more »

A budget by any other name is still a budget…and you can’t have financial freedom without one.  Even if you’re a millionaire, if you don’t watch how you spend your money, there won’t be any to spend. Read more »

The new year is here and I’m here to tell you that it is time to SAVE MONEY!!!  So don’t let that word “Budget” scare you.  You can do it! Read more »

Okay, I know I haven’t posted in awhile, but I have been so busy with family and the holidays.  I hope everyone had a Happy Holiday and a Safe New Year…

I am working on a series about budgets and I will be posting them soon – Promise!

Hope 2010 is your year for Pinching Your Pennies.

I know what you are asking…what does this have to do with saving money?  A lot.  When you are stressed out, you don’t think about what you are doing or what you are spending.  All those gifts, cooking, decorating, parties, work, family and all the money you end up spending. Yikes!  Find ways to beat the holiday stress before it starts… Read more »

So you have your budget Christmas cards, decorations and food all set, but how are you going to entertain everyone and how do you get presents for everyone!  There are so many different personalities in the mix, which means so many different opinions, but if you start with a little early footwork, you might find more people are interested in cutting back on these items also… Read more »

Gifts can come in a lot of different packages and forms.  You don’t always have to buy things to make it a memorable gift.  Building memories and teaching our youth to save money is a more valuable gift… Read more »

Gifts!  Not only do you have to buy them, but you have to wrap them and some you might have to put in the mail.  This can get expensive!  So here are some tips for saving on your gifts… Read more »