Did you know that 30% of the energy you spend in your home is used to heat your water?  Try these tips and save money… Read more »

Let’s face it, we have to have insurance.  Auto, home, health, life, etc.  But it doesn’t have to cost a lot of money to have these insurances, if you know what to do… Read more »

There are times when it doesn’t matter what you do, you just can’t seem to get out of debt, but there are places you can turn to.  Credit Counseling Agencies have been helping people for year.  You just need to know what to look for, so you get a good one… Read more »

I’ve tried to tell you some easy ways to quit using your credit card and/or paying off your credit card debt, but now I want to compare the differences between a credit card and a debit card, and which is a better choice… Read more »

Now that you can see what your debt is vs your income coming in (A Budget by Any Other Name), so now it’s time to figure out how you are going to deal with that debt and get it paid down… Read more »

A budget by any other name is still a budget…and you can’t have financial freedom without one.  Even if you’re a millionaire, if you don’t watch how you spend your money, there won’t be any to spend. Read more »

The new year is here and I’m here to tell you that it is time to SAVE MONEY!!!  So don’t let that word “Budget” scare you.  You can do it! Read more »

Holidays can become quite expensive if you don’t watch what you are doing.  Not only are there gifts that you need to get for your family and friends, but cards to send out, cookies to make, gifts for parties you go to, food for parties you have and the list goes on.  But you don’t have to spend a lot to have a great Holiday Season! Read more »

Do you have financial goals?  Have you written them down?  Do you have a plan on how to meet those financial goals?  I hope you have answered yes to all three of those questions…but if you didn’t…now is the time start… Read more »

Everyone seems to be trying to save money these days.  And the more they save the more they seem to catch the Frugal Fever…This is what I call it when people go a little overboard with their savings… Read more »